Personal financial planning involves aligning your life priorities with your financial goals. Whether it is saving for a house, education, or for retirement, planning can often be a daunting task. A professional independent financial advisor can help alleviate the stress of planning for the future. By getting to know you on a personal level, your advisor will work with you over the long term to create an adaptable, realistic financial plan that grows with your evolving goals and priorities. Two key areas of financial planning include estate planning and retirement planning.